Thursday, September 30, 2010


Here comes another post regarding priorities. Must be a subject that really irks me because I tend to write about it a lot.

I have not always made the wisest choices in my life, but I can tell you that I have borrowed money once from someone and paid it back before I spent money on nonessential items. By nonessential, I mean things I did not need or could wait until I paid this person back. The money I borrowed haunted me until I made the last payment. This was an emergency borrowing situation and this person was kind enough to offer. I paid them back because I borrowed the money and it was my responsibility to pay them back.

I am careful about who I borrow money to. We have been hit up by relatives to help them out a little. Some were worthy of it. What makes me angry is the borrower that promises the pay back with the next check or anticipated tax return. One of the all time favorite excuses I've heard is "oh my gosh, I forgot". How do you forget you borrowed money from someone? I'm not talking about the quarter, nickle or dime one might borrow for the vending machine. I'm talking about the hundred dollar amounts.

Two issues stick out in my mind that bother me. The first was years ago when I received a call from a friend crying about how they had no money and could not afford groceries or diapers for their baby. Since we had borrowed money to them before without being paid back, I was hesitant. Instead of cash we went to the store and purchased the items for them. We brought the items over to their house and the husband came home with a case of beer and bottle of alcohol. Great priorities.

Same couple years later. Husband is in hospital on and off for two months. They're living on bare minimum as he's been out of work for a while. Many people jump forward and pay bills for them and come up with cash and gift cards to help them out. This is a situation where I didn't expect to be paid back. What I didn't expect was to drop in to visit a few weeks later and see a brand new flat screen TV in their living room and one in their bedroom. Once again-priorities. Basically the only conversations her and I have are when I listen to how broke they are. Yes, prescription medications and hospital bills will take a toll on your bank account, but so will over spending on unnecessary items.

Now lets get to the story that really bothers me. Daughter of hospitalized father lives out of state. She wanted to visit her father. The drive would have taken her 12 hours. She wanted to fly in as she had a limited amount of time. Several people offered to pay her plane fare but when it came to actually do so they backed out. The father's sister purchases her a one way ticket. She spends about 2 hours at the hospital with her father and then goes about visiting friends, getting her hair cut and picking up a few items. We get a phone call from her stating that the aunt had told her we were buying her ticket home. I offered to borrow her the money. She didn't know when she'd be able to pay me back. They were so broke. So I purchased the over-priced one way ticket and told her that we'd work something out with paying it back. A week after the girl arrives back home she sends a email with her new $600.00 dog. Within a month or so she sends pictures of her new camper. In the course of all this I get a call from her mother thanking me for paying for her ticket. I explain that we helped her out by borrowing her the money.
Over the course of the last two years the girl has purchased several big ticket items, including just recently another $600.00 dog, yet she is still posting about how she is always broke. I am so close to reminding her of her obligation to pay this money back. I am more angry now because of the disrespect that she has shown. She is my god-daughter and over the course of her life I have done more than the average person would do. The girl is 33 years old now and I am constantly reminded not to forget her birthday or Christmas. Really?

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